Social support for economically disadvantaged women through micro financial program: A case study in Koperasi Mitra Dhuafa Cikalongkulon
Authors
-
William Cahyawan
Faculty of Psychology, Universitas Indonesia, Indonesia
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Sari Viciawati Machdum
Faculty of Psychology, Universitas Indonesia, Indonesia
https://doi.org/10.24854/jpu94
Keywords:
microfinance, pre-prosperous women, social supportAbstract
Microfinance is one of the popular strategies to eradicate poverty and achieve gender equality. In practice, microfinance must not only focus on economic aspects, but also on the social ones. For this reason, the researcher seeks to examine the forms of support carried out by microfinance in an attempt to achieve its mission. The main theory of this research is social support theory from Lord and Hutchison (1993), consists of practical, mentoring, and moral support. This research use qualitative method with the type of case study. Study was conducted on Koperasi Mitra Dhuafa Cabang Cikalongkulon. Six participants participated in this research. Research explained that the practical support provided training to members and also provided in the form of diverse savings and loan services. Meanwhile, the mentoring support is analysis capability members to repayment and monitoring the use of them. Finally, the moral support is in the form of visiting activities for members with problems and not problems. Moral support is one of the important elements that distinguish Komida from others.
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References
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Whittaker, J. K., & Garbarino, J. (1983). Social support networks: Informal helping in the human services. Hawthrone, NY: Aldine Publishing Co.
Yunus, M. (2007). Bank kaum miskin. Tangerang: Marjin Kiri.
Albrecht, T. L., & Adelman, M. B. (1987). Communicating social support. New York, NY: Sage.
Bandura, A. (1994). Self-efficacy. Dalam V. S. Ramachaudran (Eds.), Encylopedia of Human Behavior (hlm. 71-81). New York, NY: Academic Press.
Banerjee, S. B., & Jackson, L. (2017). Microfinance and the business of poverty reduction: Critical perspectives from rural Bangladesh. Human Relations, 70(1), 63-91. doi: 10.1177/0018726716640865
Brau, J., & Woller, G. M. (2004). Microfinance: A comprehensive review of the existing literature. The Journal of Entrepreneurial Finance and Business Ventures, 9(1), 1-28.
Business Insider. (2012). Hundreds of suicides in India linked to microfinance organizations. Ditemu kembali dari businessinsider.com/hundreds-of-suicides-in-india-linked-to-microfinance-organizations-2012-2/?IR=T
Creswell, J. W. (2013). Qualitative inquiry & research design: Choosing among the five approaches. Thousand Oaks, CA: Sage.
House, J. S. (1981). Work stress and social support. Reading, Mass: Addison-Wesley.
Ife, J. (2013). Community development in an uncertain world: Vision, analysis, and practice. Port Melbourne, VIC: Cambridge University Press.
Komida. (2018). Koperasi mitra dhuafa – We care the poorest women. Komida. Ditemu kembali dari http://mitradhuafa.com
KSP Mitra Dhuafa. (2018) Annual report: Laporan tahunan. Indonesia: Pengarang.
Ledgerwood, J. (1999). Microfinance handbook: An institutional and financial perspective. Washington, DC: World Bank.
Lord, J., & Hutchison, P. (1993). The process of empowerment: Implications for theory and practice. Canadian Journal of Community Mental Health, 12(1), 5-22. doi: 10.7870/cjcmh-1993-0001
Mahadi, T., & Kartika, H. (2018). Awal tahun, jumlah keuangan mikro bertambah enam entitas. Kontan. Ditemu kembali dari keuangan.kontan.co.id/news/awal-tahun-jumlah-lembaga-keuangan-mikro-bertambah-enam-entitas
Malecki, C., & Demaray, M. K. (2002). The relationship between perceived social support and maladjustment for students at risk. Psychology in the Schools, 39(3), 305-316. doi: 10.1002/pits.10018
Mekar. (2017). Mendanai usaha perempuan: Mengenal lebih dekat lending partner Mekar, Komida. Mekar. Ditemu kembali dari blog.mekar.id/mendanai-usaha-perempuan/
Milgram, B. L. (2001). Operationalizing microfinance: Women and craftwork in Ifugao, Upland Philippines. Human Organization, 60(3), 212-224. doi: 10.17730/humo.60.3.4jegdmbrv52tcwvd
Morduch, J. (2000). The microfinance schism. World Development, 28(4), 617-629. doi: 10.1016/S0305-750X(99)00151-5
Neuman, W. L. (2013). Metodologi penelitian sosial: Pendekatan kualitatif dan kuantitatif (7th ed.). Jakarta: Indeks.
Nurwati, N., & Mulyana, N. (2017). Profil penduduk Kabupaten Cianjur. SHARE Social Work Journal, 7(2), 46-52.
Pomeranz, D. (2014). The promise of microfinance and women’s empowerment: What does the evidence say? Ditemu kembali dari https://www.ey.com/Publication/vwLUAssets/EY_-_Microfinance_and_womens_empowerment/$FILE/EY-The%20promise-of-microfinance-and-womens-empowerment.pdf
Swain, R. B., & Wallentin, F. Y. (2009). Does microfinance empower women? Evidence from self-help groups in India. International Review of Applied Economics, 23(5), 541-566. doi: 10.1080/02692170903007540
Syahrizal, I., & Machdum, S. V. (2016). Upaya perusahaan non-bank dalam mengembangkan usaha kredit mikro, kecil, dan menengah (studi deskriptif pemberian dan pengembalian predit oleh PT “X”). Jurnal Ilmu Kesejahteraan Sosial, 17(2), 86-105. doi: 10.7454/jurnalkessos.v17i2.109
Teye, B., Coleman, M., & Oykere, D. O. (2016). Empowering women through microfinance in some selected microfinance institution and small scale business women in Takoradi business area. Research Journal of Finance and Accounting, 7(14), 34-42.
United Nations Development Programme. (2019). Gender equality. Ditemu kembali dari undp.org/content/undp/en/home/gender-equality.html
Wahid, N. (2014). Keuangan inklusif membongkar hegemoni keuangan. Jakarta: Kepustakaan Populer Gramedia.
Warby, B. (2014). Microfinance and poverty reduction: How risks associated with government policies affect whether microfinance alleviates poverty in Latin America (Disertasi tidak dipublikasikan). University of South Carolina, Columbia.
Whittaker, J. K., & Garbarino, J. (1983). Social support networks: Informal helping in the human services. Hawthrone, NY: Aldine Publishing Co.
Yunus, M. (2007). Bank kaum miskin. Tangerang: Marjin Kiri.
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Published
2019-12-01
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Cahyawan, W., & Machdum, S. V. (2019). Social support for economically disadvantaged women through micro financial program: A case study in Koperasi Mitra Dhuafa Cikalongkulon. Jurnal Psikologi Ulayat, 6(2), 175–201. https://doi.org/10.24854/jpu94
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Copyright (c) 2019 William Cahyawan, Sari Viciawati Machdum
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